200 John James Audubon, Suite 202, Amherst, NY 14221

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200 John James Audubon

Suite 202

Amherst, NY 14221

Phone: 716-242-5258

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Office: 716-242-5258

200 John James Audubon Pkwy

Suite 202

Amherst, NY 14228

ragusa_michael@nlgroupmail.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Securities and investment advisory services are offered solely by Registered Representatives and Investment Adviser Representatives of Equity Services, Inc., Member FINRA/SIPC, 354 Mountain View Drive, Suite 200, Colchester, VT 05446, 802-864-6819. Odyssey Financial Group is independent of Equity Services, Inc. National Life Group is a trade name of NLIC and its affiliates. Equity Services, Inc. is a Broker/Dealer and Registered Investment Adviser affiliate of National Life Insurance Company (NLIC), Montpelier, VT. In CO, MO, NH and WI, Equity Services, Inc. operates as Vermont Equity Services, Inc. Odyssey Financial Group's agents are independent contractors and are not employees of any National Life Group entity.

Registered Representatives of Equity Services, Inc. do not offer tax or legal advice. Registered Representatives of ESI offer securities in FL and NY. Not all financial professionals are licensed in all jurisdictions. Licensing information is available upon request. FMG5408862(0426)3